ISTO Advisors, LLC (“ISTO Advisors”) is an SEC registered investment adviser with principal places of business in Illinois and Michigan. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. ISTO Advisors may only transact business in those states in which it is notice filed, or qualifies for an exemption or exclusion from notice filing requirements. This website is limited to the dissemination of general information pertaining to its investment advisory/management services. Investing involves gains and losses and may not be suitable for all investors. Any subsequent, direct communication by ISTO Advisors with a prospective client shall be conducted by a licensed representative of our firm. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by ISTO Advisors unless a client service agreement is in place. For information pertaining to the registration status of ISTO Advisors, please contact ISTO Advisors or refer to the Investment Adviser Public Disclosure web site (www.adviserinfo.sec.gov).

For additional information about ISTO Advisors, including fees and services, send for our disclosure statement as set forth on Form ADV. Please read the disclosure statement carefully before you invest.

ISTO Advisors provides links for your convenience to websites produced by other providers or industry related material. Accessing websites through links directs you away from our website. ISTO Advisors is not responsible for errors or omissions in the material on third party websites, and does not necessarily approve of or endorse the information provided. Users who gain access to third party websites may be subject to the copyright and other restrictions on use imposed by those providers and assume responsibility and risk from use of those websites.

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ISTO Advisors, LLC is a registered investment advisor. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principle capital. No advice may be rendered by ISTO Advisors, LLC unless a client service agreement is in place. The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. It is only intended to provide education about the financial industry. To determine which investments may be appropriate for you, consult your financial advisor prior to investing. Any past performance discussed during this program is no guarantee of future results. Any indices referenced for comparison are unmanaged and cannot be invested into directly. As always please remember investing involves risk and possible loss of principal capital; please seek advice from a licensed professional.