Christopher A. Fisher, CFA

Chris has worked in the financial advisory industry for over 30 years, founding his own firm, Fisher Financial Partners, Inc. in 2004 to deliver pure, independent financial advice. In Paul Housey, Chris found a partner who shared the same vision for serving others. 

Chris graduated from Michigan State University in 1994 and earned the Chartered Financial Analyst (CFA) designation in 2000. Chris enjoys spending time with his family and friends, playing golf and paddle tennis. He has served on various non-profit boards in the area, and has a true passion for mentoring at-risk youth. Chris and his wife Lesley reside in Lake Forest. They have three children: Danny, Jake and Molly.

Paul E. Housey, CPA, CFP®, CLU®

Paul graduated from Michigan State University in 1993 with his Bachelors Degree in Accounting and MBA. Paul became a CPA in 1994 while working in tax and financial planning at Plante Moran. In 1996, as part of Ernst & Young’s financial advisory practice, he earned the designation of CERTIFIED FINANCIAL PLANNER™ practitioner.

Paul has taught hundreds of financial planning classes both to employees at Fortune 500 Companies and as a financial planning instructor at Walsh College. Paul is passionate about helping children through his work with Building Bridges, a charity he founded in 1999, and loves spending time and traveling with his wife Amber and their children Ben, Elizabeth and Matthew.

Kara R. Mitchell, CFP®, CPWA®, CDFA®

Director of Wealth Advising

ISTO Shareholder since 2023

Kara is a senior member of the Private Planning Group at ISTO. She takes great pride not only in financially guiding but also in educating clients, team members and the next generation of advisors.

Kara believes that clients should understand the ‘why’s’ and spends time making sure each client understands the different facets of their financial plan. She also works closely with the younger advisors at ISTO to be sure they are always putting clients’ needs first. She believes that proper mentorship leads to a better team at ISTO and will lead to a better experience for our clients. She has been an adjunct Finance Professor at Walsh College since 2013.

Kara has been a CERTIFIED FINANCIAL PLANNER™ practitioner since 2013, a Certified Private Wealth Advisor® since 2020 and received the Certified Divorce Financial Analyst certification in 2022. She received her Bachelor and Master of Finance degrees from Walsh College.

Kara and her husband, Reed, a retired Navy veteran, love to travel and experience other cultures and foods. She’s proud of the fact that her children, Makaella and Charles, have grown into such kind, caring, and responsible adults. She is deeply involved in women and children’s causes. Her family is active in their church and community. Kara is involved in Building Bridges, Habitat for Humanity, Gleaners of South East Michigan, and is part of the CFP® Board Mentor Program.

Katie M. Gillman, CFP®

Senior Wealth Advisor

Katie has been a CERTIFIED FINANCIAL PLANNER™ professional since 2017. She graduated with her Master of Business Administration degree from Walsh College in Troy, Michigan in 2007 after completing her undergraduate investments degree at Central Michigan University in 2002. Having spent the majority of her career working with Chris and Paul, Katie specializes in individualized client service, implementation of financial plans and firm operations. 

Katie is a Sustaining Member of the Junior League of Chicago and a mentor with the Girl Scouts of Greater Chicago and Northwest Indiana through their Camp CEO program. Her volunteer leadership experience focuses on connecting community voluntarism, development and empowerment with stakeholders. Katie's family resides in Highland Park, Illinois with their rescue dog, Suzy Snowflake.

Joshua D. Kinnee, CFP®

Wealth Advisor

ISTO Shareholder since 2024

Josh joined ISTO Advisors in early 2019. He has worked in the financial services industry since 2011, and is a CERTIFIED FINANCIAL PLANNER™ professional. Josh enjoys building relationships and working with clients, assisting them in gaining clarity and peace about their financial future.

Josh earned his Bachelor of Arts in Math-Secondary Education from Trinity International University in 2006, followed by his Master of Arts in Educational Leadership from Aurora University in 2009.

Josh lives in Buffalo Grove with his wife, Becky, and their three children, Jane, Miles, and Jenna. They enjoy going on hikes together and exploring new places. Josh’s family enjoys serving at their church, Feed My Starving Children, and supporting other local causes.

Michael A. Vendittelli, CFP®

Wealth Advisor

Michael joined ISTO Advisors in 2020, after having most recently worked for JPMorgan Chase. He has worked in in the financial services industry since 2006 and is a CERTIFIED FINANCIAL PLANNER™ practitioner. Michael has a passion for relationship building and unsurpassed client service.

He earned his Bachelor of Arts in Communication from Michigan State University and a Master of Science in Finance from Walsh College.

Michael lives in Royal Oak, Michigan with his wife, Andrea, and their two sons, Anthony and Alessandro. They enjoy spending time with family and are active in the Italian-American community. Michael is an accomplished guitar player, and enjoys golf and skiing. He frequently volunteers with the Children’s Hospital of Michigan.

Julia Maguran, CFP®

Wealth Advisor

Julia joined ISTO Advisors in 2024. Prior to joining the team, she worked as an advisor at Plante Moran Financial Advisors and earned her CERTIFIED FINANCIAL PLANNER™ designation in 2022. She graduated from Oakland University in 2020 with a Bachelor of Science in Finance and minors in Mathematics and Marketing. Julia's unwavering commitment to providing excellent client service and her passion for developing authentic relationships with clients makes her a perfect fit for ISTO.

Julia lives in downtown Clawson with her husband, Michael. They enjoy exploring new places together, being active outdoors, and spending time with their family and friends.

Tyler D. DeCoster

Director of Wealth Planning

ISTO Shareholder since 2023

Tyler is the Director of Wealth Planning for ISTO Advisors. He focuses on building a world-class team of Planners to complement the Advising Team by completing detailed analysis and research for client meetings and questions. Through a commitment to excellence and innovation, Tyler’s team works diligently to develop strategies that fit each client’s unique needs.

Tyler joined ISTO Advisors at the beginning of 2018. He graduated from the University of Alabama in 2016 as a member of the University Fellows Experience with his Bachelor’s degrees in Finance and Accounting. Before joining our team, Tyler worked for PricewaterhouseCoopers, providing tax services to high-net-worth individuals and private companies.

Tyler lives in metro Detroit and enjoys running, finding new restaurants, and spending time outdoors.

Robin Tyrrell, EA, CFP®

Wealth Planner

Robin joined ISTO Advisors in 2021. She has been in the financial services industry since 2013 and received her CERTIFIED FINANCIAL PLANNER™ designation in 2016. She graduated with a Master of Science in Finance with a specialization in Personal Financial Planning from Walsh College in 2017.  In 2020, Robin became an Enrolled Agent admitted to practice before the Internal Revenue Service.

Robin enjoys helping others reach their goals by analyzing data and preparing effective financial plans. Her accumulation of knowledge combined with her passion for planning is a powerful combination for serving clients.  

Robin lives in Troy with her husband, Rob. They have three children.

Adam J. Legg, CFP®, CLU®, ChFC®, RICP®

Wealth Planner

Adam joined ISTO Advisors in 2022 and has been in the financial services industry since 2015. Adam has earned his CERTIFIED FINANCIAL PLANNER™ practitioner, Chartered Life Underwriter, Chartered Financial Consultant, and Retirement Income Certified Professional designations. He graduated from Oakland University with a Bachelor of Science in Actuarial Science with minors in Finance and Mathematics.

Adam loves to spread positivity and happiness to those around him. The area of financial planning that interests him the most is charitable giving and philanthropic planning, because he enjoys seeing the generosity of people’s hearts and the joy it brings them to give back to the causes they care about.

Adam and his wife Ashley met in High School at Everest Collegiate in Clarkston. They both enjoy going to mass, golfing, skiing, and spending time with their family and friends. Adam’s favorite vacation is their annual family cousin trip to St. Augustine, Florida!

Jenna M. Peppers

Wealth Planning Associate

Jenna joined ISTO Advisors in 2022. She graduated from the University of Alabama in 2020 with her Bachelor’s degree in Finance. Prior to joining the team, Jenna worked in the life insurance division of a financial planning firm, where she was dedicated to serving the long-term goals of clients and their families. 

Jenna frequently volunteers as a Young Life leader for high school students in Lake Orion. She also loves to read, travel, and be outdoors.

Alexander E. Legg

Wealth Planning Associate

Alex joined ISTO Advisors in 2023. He is a graduate of Oakland University, where he received a B.S. in Exercise Science. His attention to detail, strong work ethic, and strong character makes Alex a perfect fit for ISTO, as he provides excellent service to our clients, and is always looking for opportunities to assist others.

Alex enjoys spending his free time playing sports, being outdoors, and spending time with friends and family. He enjoys traveling to new places, forging new relationships, and has a strong sense of adventure. Alex lives in Evanston with his wife, Isabella.

Karole D. Lams

Director of Operations

Karole is ISTO Advisors’ Director of Operations, having worked in client service on Paul’s team since 2009. She is passionate about getting things done the first time. She previously spent 9 years with a local institutional investment firm. Her extensive industry knowledge, outstanding organizational skills and focused attention to detail create great behind the scenes efficiency to processing client requests.

Myah E. Burke

Operations Associate

Myah is second generation ISTO, the daughter of our Director of Operations, Karole Lams. She has a great background in client service, both in her family’s floral business and as a dispatcher for a nationwide auto glass repair company.

Myah’s work at ISTO focuses on effective and efficient back-office solutions for our clients. Since joining the firm in March of 2020, she has proven a deep sense of dedication, ownership, and talent in her new career.

Myah lives in Madison Heights with her husband, Chris, their sons, Jamison and Connor, and rescue dog, Murphy.

Megan L. Hogrebe

Operations Associate

Megan joined ISTO Advisors in February of 2021 as an Operations Associate with an extensive background in administrative services and office management.

Megan loves to help clients and to assist our team in providing outstanding service. She works very closely with our operations team and advisors under the direct supervision of the Director of Operations, Karole Lams.

Megan lives in Clinton Township with her husband, Dave, their daughter Savannah, and two rescue cats, Salem and Leo.

Craig A. Einhorn

Operations Associate

Craig joined ISTO Advisors in July of 2023. He came to us with strong financial/operations experience gained in the Investment Department at Allstate. His attention to detail, solid work ethic, and strong character makes Craig a perfect fit for ISTO, as he supports our Wealth Planning and Operations teams.

Craig enjoys traveling, sporting events, and spending time with family and friends. He and his wife, Debbie, live in Vernon Hills, IL with their son, Dylan, and rescue dog, Cooper.

Thomas J. Kaliszewski

Operations Associate

Thomas joined ISTO Advisors in April 2024 as an Operations Associate. He graduated from Oakland University with a B.S. in Finance and has a background in financial services and client services.

Thomas enjoys working with our Operations team and strives to provide outstanding service to our clients and fellow coworkers. Thomas, who lives in Royal Oak, MI, enjoys watching sports and playing football, softball, and golf, as well as spending time with family and friends.

Jill J. Wall, CFA

Chief Investment Officer

ISTO Shareholder since 2023

Jill is the Chief Investment Officer at ISTO and heads our investment committee. Jill is responsible for investment research and due diligence and works closely with external portfolio managers, analysts and investment industry experts. She provides our Private Planning Group with investment education and analysis for client specific situations.

Jill has been an impactful member of the ISTO team since 2008 with experience across several areas of the firm. She was previously a portfolio manager with Munder Capital Management. Jill graduated from the University of Michigan with a Bachelor of Arts in Economics and Psychology in 1990. She earned the Chartered Financial Analyst (CFA) designation in 1995 and is currently enrolled in the CAIA Fundamentals of Alternative Investments program.

Jill enjoys spending time with her family and friends. She and her husband Brian reside in Troy with their three children Matthew, Elizabeth and Benjamin. Her family is active in their church and community. Jill serves on the Executive Board of the Christ Child Society of Detroit and is an Advocate for the Building Bridges program.

Sandra L. Noworul

Director of Coaching and Culture

ISTO Shareholder since 2024

Sandra is the Director of Coaching and Culture for ISTO Advisors. Her personal mission is to empower individuals to optimize every aspect of their life, in service to building a better world.  

She has had great success helping organizations develop thriving cultures and developing people to be their very best, both personally and professionally. Sandra has coached thousands of individuals and has facilitated seminars around the world, on 5 of the 7 continents.

Sandra draws on thirty years of business experience in training, human resources, and coaching. Her diverse background ranges from running an entrepreneurial start-up to working for a company ranked on the Fortune 100 list.

Having Sandra as a coach is like having a trusted advisor in your corner, encouraging and empowering you to achieve your most important dreams and goals.

Professional Certifications:  Executive Coach, Dream Manager® Life Coach, Culture Coach, Heroic Coach, Lifebook Lifestyle Design Coach

Education: Bachelor of Science, double major in Human Resources Management and Business Administration

Sandra lives in the suburbs of Chicago. She treasures time with her family, enjoys fishing with her husband, and volunteer work that brings joy to children with serious illnesses.

Makaella Caruth

Prosperity Coach

Makaella joined ISTO Advisors full-time in 2024. Previously, she was a seasonal intern at ISTO while studying at Grand Valley State University. Upon graduating with her Bachelor of Science in Finance and Accounting and Master of Science in Accounting, she earned her Certified Public Accountant (CPA) certification and worked a year and a half in public accounting with Plante Moran to deepen her tax knowledge. She enjoys analyzing and finding patterns in data, values building relationships, and is passionate about helping others with her diverse knowledge of financial planning.

Makaella enjoys traveling, rock climbing, playing the piano and saxophone, and spending time with friends and family. She has traveled to seven countries across Europe, Asia, and Oceania, with many more adventures on her bucket list.

Eddie Sharrak

Business Operations Specialist

Eddie joined ISTO Advisors in 2021. He serves ISTO clients and employees behind the scenes developing and implementing company-wide quality control measures and new procedures for increasing the efficiency of day-to-day operations.

Eddie possesses extensive experience from his work at JPMorgan Chase, AT&T Mobility, and Saddleback College. He graduated from California State University, Fullerton in 2019 with a Bachelor of Arts in Business Administration. He also served in the United States Marine Corps for four years and was honorably discharged in 2015.

Eddie lives in Troy with his wife, Melanie, and enjoys spending his time with family and his dog, Ruby.

Madison Kukla

Team & Community Specialist

Madison joined ISTO Advisors in August of 2024. She graduated with her Master of Science in Marketing degree from Walsh College in 2023, after completing her Bachelor of Business Administration degree at Saginaw Valley State University in 2021.

Madison lives in Metro Detroit, and enjoys being outdoors and taking walks with her German Shepherd/Lab, Miles. She also finds joy in reading and spending quality time with family and friends.

Kayla A. Smiley

Executive Assistant to Chris Fisher

Kayla joined ISTO Advisors in February 2017 and has excelled in her support of ISTO’s Chief Compliance Officer, the Wealth Planning department, and in maintaining our firm database.

Kayla’s extensive experience, industrious nature, commitment to excellence, and meticulous attention to detail are essential in supporting executive functions and advancing strategic initiatives.

Kayla resides in Illinois with her two children, Kase and Kinsley. They enjoy spending their time playing with their golden retrievers, Nala and Pumba, and creating memories with their family.

Holly J. Kamm

Executive Assistant to Paul Housey

Holly serves Paul and the ISTO team by implementing new projects, programs, and processes to help team members and the company grow.

Holly has a myriad of skills cultivated as the COO and Compliance Manager for Verde Capital Management, Executive Assistant at Lincoln Financial Advisors, and as a private practice attorney.  She graduated from Baldwin-Wallace College in 2005 with a dual major in Political Science and International Studies; she then graduated from Cleveland-Marshall College of Law in 2007 and obtained her law license in 2008.

Holly lives in West Bloomfield with the love of her life, Dan, and their two dogs, Nessie and Ellie.  She enjoys gardening, cooking, reading, and spending time on the water in the summer.