The Right Partners For Your
Financial Journey
Our Process
Exploring what is truly possible, together.
When we first meet, we spend time asking you questions about your dreams, challenges, goals, and worries to uncover what is most important for you and your family, rather than focusing just on the numbers.
Once we understand you, we’ll craft a custom financial plan centered on your specific hopes and needs so you have a clear picture of the future. This will include everything from a custom spending analysis to tax planning opportunities to your unique investment portfolio.
Then we put your financial plan into action with you. This may include opening new accounts to transition investable assets, meeting with other professionals with you to coordinate your goals, and acting on achieving your dreams and managing challenges to your plan.
We know your plan will grow and evolve over time, and we will be by your side to guide you through changes like welcoming new family members, career changes, retirement, tax law shifts, investment opportunities, and more.
The ISTO Experience: The Every Dollar Plan
We Start with You
Your life, dreams, challenges, family, goals and hopes are the core of your Every Dollar Plan. Your story is your plan, which is why we start your EDP with your biography and what matters most to you.
See Your Future Clearly
Your income, expenses, taxes, and savings are analyzed without judgement to provide you with a clear and concise spending analysis. This clarity allows you to make better decisions for today and all of your tomorrows.
A Plan for Every Dollar
Your EDP concludes with a custom investment portfolio that allocates each dollar of your investments and future savings based on when that dollar will be spent, allowing you to navigate market volatility with confidence.
Your Every Dollar Plan: One Document With Your...
Spending Analysis
Achieve your life’s goals with clarity, confidence and financial peace of mind.
Cash Flow
Understand what your needs and goals require you to do today to walk confidently and securely in the future.
Tax Planning
Strategically create a plan of action to minimize your taxes today and tomorrow.
Risk Management
Analyze challenges to your current and future dreams, and protect against them.
Estate Planning
Construct a plan that provides for the people you love in case something happens to you.
Education Planning
Determine the proper course of action to attain educational goals.
Retirement Planning
Achieve your life’s goals with clarity, confidence and financial peace of mind.
Legacy Planning
Plan with purpose and clarity to ensure your legacy lives on beyond you.
Investment Management
Understand what your needs and goals require you to do today to walk confidently and securely in the future.
Financial Planning
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Education Planning
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Estate Planning
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Risk Management
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Investment Management
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Tax Planning
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Our Clients' Experiences
Peace of Mind. Confidence. Time to live your dreams with those you love. These are just a few of the treasured experiences our clients have shared about the impact their ongoing partnership with ISTO has on their lives.
"They understand where we want to go as a family. I know we're not their only client, but we certainly feel like we are."
Scott & Julie C.
"They are equal partners in me achieving my financial goals. It's very freeing, it's wonderful."
Louise A., Existing ISTO Client
FAQs
We understand you may have questions about what your experience will be like if we choose to work together. You can find answers to common inquiries below.
We work with clients who are successful, have complex financial planning needs, and are good-hearted. Everyone has their own definition of what these words mean, and we will take the time to learn more about you, and share more about our process, to see if we’re a good fit for each other today and into the future.
Head to our Contact page, and fill out some basic contact information. An advisor will be in touch within 24-business hours to connect with you.
Our team works swiftly yet carefully to ensure your shared dreams and challenges are incorporated with our detailed analysis of your financial data to build out your plan. We use an intentionally curated mix of technology and professional experience to ensure no detail is overlooked or ignored when building your Every Dollar Plan.
We ask for more because we do more. Besides learning from you about your dreams, challenges, hopes and worries, we also will ask you to share important financial documents like your:
- Tax return
- Investment statements
- Estate planning documents
- Insurance policies
- Mortgage information
Plan fees vary based on a variety of factors, including the complexity of your plan. Our initial meeting is complimentary. No fees are ever incurred until we agree on a course of action together.
What kind of clients do you work with?
We work with clients who are successful, have complex financial planning needs, and are good-hearted. Everyone has their own definition of what these words mean, and we will take the time to learn more about you, and share more about our process, to see if we’re a good fit for each other today and into the future.
How do I connect with an ISTO advisor to learn more?
Head to our Contact page, and fill out some basic contact information. An advisor will be in touch within 24-business hours to connect with you.
How long will it take you to build my Every Dollar Plan?
Our team works swiftly yet carefully to ensure your shared dreams and challenges are incorporated with our detailed analysis of your financial data to build out your plan. We use an intentionally curated mix of technology and professional experience to ensure no detail is overlooked or ignored when building your Every Dollar Plan.
What kind of information will you need from me to build my plan?
We ask for more because we do more. Besides learning from you about your dreams, challenges, hopes and worries, we also will ask you to share important financial documents like your:
- Tax return
- Investment statements
- Estate planning documents
- Insurance policies
- Mortgage information
What do you charge for a financial plan?
Plan fees vary based on a variety of factors, including the complexity of your plan. Our initial meeting is complimentary. No fees are ever incurred until we agree on a course of action together.
Our Impact
Peace of mind. Confidence. Time to live your dreams with those you love. These are a few of the treasured experiences our clients have shared about the impact their ongoing partnership with ISTO has on their lives.
"They understand where we want to go as a family. I know we're not their only client, but we certainly feel like we are."
Scott & Julie C.
"They're always patient and kind, and they engender trust."
Louise A.
We Want to Help You Build
Peace of Mind
ISTO Advisors
2150 Butterfield Dr Ste 220,
Troy, MI 48084
ISTO Advisors
580 N Western Ave #2,
Lake Forest, IL 60045
Copyright © 2025. ISTO Advisors
